Business Insurance
Business insurance should give you confidence that your company is protected from the risks that come with daily operations. As an independent Ontario brokerage, Emila Insurance compares plans from multiple insurers and explains your options in a clear, simple way. Whether you run a small business or manage a growing operation, we help you choose protection that supports your goals and keeps your business moving forward.
Business Owners Policy (BOP)
A Business Owners Policy combines essential coverages—typically property, liability, and business interruption—into one convenient package for small and mid-sized businesses. We help you understand what’s included and customize the policy to fit your industry, size, and day-to-day needs.
Commercial Property Insurance
Commercial property insurance protects your building, equipment, inventory, and business assets from losses caused by fire, theft, weather damage, and other unexpected events. We review the available options and help you choose coverage that matches the value of your property and the risks you face.
Commercial Umbrella Insurance
Commercial umbrella insurance provides an extra layer of liability protection beyond the limits of your existing business policies. It helps safeguard your company from large or unexpected claims. We explain how this added coverage works and help you determine if it’s the right fit for your business.
General Liability Insurance
General liability insurance helps protect your business from claims involving bodily injury, property damage, or accidents that occur during your operations. We guide you through coverage options and help you understand how liability protection supports your business in everyday situations.
Commercial Auto Insurance
Commercial auto insurance covers vehicles used for business purposes, including delivery vans, work trucks, and company cars. We help you compare policies that protect your drivers, vehicles, equipment, and liability so your operations stay protected on the road.
Workers’ Compensation
Workers’ compensation insurance provides support for employees who are injured on the job. It helps cover medical costs, lost wages, and rehabilitation. We explain how this coverage works and help you choose a plan that fits the size and nature of your workforce.
Surety Bonds
Surety bonds provide financial protection and reassurance for clients, project owners, and contracts. They help guarantee that your business will complete its obligations as agreed. We review available bond types and help you choose the right solution based on your industry and project requirements.
Answers to Common Business Insurance Questions
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It depends on your industry, size, and daily operations. We review your risks and help you choose the types of coverage that best protect your company.
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A BOP is ideal for many small to mid-sized businesses, but some companies benefit from standalone policies. We explain the difference and help you choose the right structure.
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Personal auto policies usually don’t cover business-related activities. We help you understand when commercial auto insurance is required and how it applies to your situation.
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Many projects require bonds as part of their contract. We help you understand the types of bonds needed and assist with obtaining them.
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Yes. We can go through your existing policies, identify any gaps, and compare them with other available options so you can make informed decisions.
Get in Touch With Us
1091 Gorham St #205
Newmarket, ON L3Y 8X7
Hours
Monday–Friday
9am–6pm
Phone
(416) 423-6666
Email
emila.insurance@gmail.com
Social Media Profiles
Have questions or need help choosing the right coverage?