Life & Health Insurance
Life and health insurance should give you confidence that you and your loved ones are protected when it matters most. As an independent Ontario brokerage, Emila Insurance reviews options from multiple insurers and explains each plan in a clear, simple way. Whether you’re planning for the future, seeking health protection, or exploring long-term security, we help you choose coverage that fits your goals and lifestyle.
Life Insurance
Life insurance provides financial security for your family by offering support in the event of an unexpected loss. We explain policy types clearly—such as term, whole life, and permanent coverage—and help you choose the option that aligns with your long-term goals and budget.
Health Insurance
Health insurance helps cover medical expenses that fall outside provincial healthcare, including prescription drugs, vision, and extended health services. We guide you through the available plans and help you select the coverage that best supports your daily needs and wellbeing.
Dental Insurance
Dental insurance helps reduce the cost of routine care, treatments, and emergency procedures. We compare plans that fit your needs—whether for individual coverage or family protection and help you understand what each option includes.
Disability Insurance
Disability insurance provides income support if an illness or injury prevents you from working. We explain short-term and long-term options clearly, helping you choose coverage that fits your profession, lifestyle, and financial goals.
Critical Illness (Disease) Insurance
Critical illness insurance offers a lump-sum benefit if you’re diagnosed with a covered serious illness. We help you understand the types of conditions included and how this coverage can support recovery, treatment, or daily expenses during challenging times.
Accident Insurance
Accident insurance provides financial support for injuries resulting from unforeseen accidents. It can be a helpful supplement to existing benefits. We walk you through the details and help you determine whether this added layer of protection is right for you.
Education Insurance
Education insurance helps families plan for future education costs by offering structured savings and financial protection. We explain how these plans work and help you choose an option that supports your long-term goals.
Student Health Insurance
Student health insurance provides essential medical and dental coverage for students who may not have access to a full benefits plan. We explain the available options and help you choose the right plan for your academic and lifestyle needs.
Retirement Insurance
Retirement insurance helps support your long-term financial security by offering protection and structured planning options. We guide you through the available plans and help you choose coverage that aligns with your retirement goals.
Pet Insurance
Pet insurance helps cover unexpected veterinary costs, treatments, and emergencies. We help you understand the different plan levels available and select coverage that fits your pet’s needs and your budget.
Travel Insurance
Travel insurance provides protection when you’re away from home, covering medical emergencies, trip interruptions, and unexpected travel-related issues. Whether you’re travelling within Canada or internationally, we help you understand your coverage options and choose the plan that best supports your trip and your peace of mind.
Group Benefits / Employee Health Plans
Group benefits offer health, dental, and wellness coverage for employees of small and mid-sized businesses. We help employers compare plan options, understand cost structures, and select a package that supports their team. Our goal is to provide clear guidance so you can offer meaningful benefits with confidence and ease.
Answers to Common Life & Health Insurance Questions
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It depends on your goals, financial plans, and length of coverage needed. We help you compare term, whole life, and permanent options so you can choose confidently.
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Some plans include these benefits, while others offer them as add-ons. We explain your options clearly and help you select the right combination.
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Workplace plans may have limited coverage or shorter benefit periods. We can review your current plan and help determine whether additional coverage is beneficial.
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Most plans include major illnesses such as cancer, heart attack, and stroke. We review each insurer’s list of covered conditions so you understand exactly what’s included.
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Yes. We help you tailor coverage based on your needs, lifestyle, and budget, with clear explanations of each option.
Get in Touch With Us
1091 Gorham St #205
Newmarket, ON L3Y 8X7
Hours
Monday–Friday
9am–6pm
Phone
(416) 423-6666
Email
emila.insurance@gmail.com
Social Media Profiles
Have questions or need help choosing the right coverage?