Vehicle Insurance
Vehicle insurance should be clear, straightforward, and tailored to your needs. As an independent Ontario brokerage, Emila Insurance helps you understand your coverage options and compare plans from multiple insurers. Whether you’re driving daily, enjoying seasonal rides, or protecting specialty vehicles, we’re here to make the process simple and supportive from start to finish.
Auto Insurance
Auto insurance protects you from the costs of accidents, theft, and unexpected damage. We review your coverage options, explain the differences clearly, and help you choose a policy that fits your driving habits and budget. Whether you’re updating an existing policy or starting fresh, we make sure you understand what’s included and how each option supports you on the road.
Motorcycle Insurance
Motorcycle insurance provides essential protection for riders, covering accidents, injuries, and potential damage to your bike. We compare policies from multiple insurers to help you find the right balance of coverage and affordability. Whether you ride daily or seasonally, we’ll guide you through your options so you can choose with confidence.
Boat & Watercraft Insurance
Boat and watercraft insurance helps protect your vessel on the water and during storage. We review coverage for liability, damage, theft, and unexpected incidents so you can enjoy your time on the water without worry. Our team explains your options clearly and helps you choose coverage that aligns with how and where you use your boat.
Motorsport & ATV Insurance
Motorsport and ATV insurance covers recreational vehicles used on trails, private property, or off-road terrain. We walk you through your options for accident protection, vehicle damage, and liability coverage, providing clear guidance on what you need and why. Whether you ride casually or regularly, we help you select coverage built for your activities.
RV & Motorhome Insurance
RV and motorhome insurance protects your home-on-wheels while driving, parked, or traveling long distances. We help you understand coverage for your vehicle, personal belongings, and potential liability, making sure your protection matches your lifestyle. From weekend trips to full-season use, we’ll guide you toward a policy that keeps you secure on every journey.
Classic Car Insurance
Classic car insurance provides specialized protection for collectible and vintage vehicles. We compare plans tailored to agreed-value coverage, limited mileage, and preservation needs so you can protect your car with confidence. Our team helps you understand the details and choose a policy that respects the value of your vehicle.
Answers to Common Vehicle Insurance Questions
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Your rate is influenced by factors such as your driving history, location, type of vehicle, coverage limits, and how often you drive. We review these details with you and help you understand how each factor impacts your price.
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Yes. Motorcycles, ATVs, boats, and other recreational vehicles require their own policies because they involve different risks and coverage needs. We’ll walk you through the right type of protection for each vehicle you own.
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Most drivers benefit from liability, collision, and comprehensive coverage. Depending on your situation, you may also consider optional protections like accident benefits or loss of use. We explain each option in simple terms so you can choose confidently.
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These types of events are usually covered under comprehensive coverage. We can review the details with you and show you how different plans protect you from unexpected damage.
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Yes. You can switch providers at renewal or during your policy term. We can compare your current coverage with other available options and help you decide if switching makes sense based on your needs and budget.
Get in Touch With Us
1091 Gorham St #205
Newmarket, ON L3Y 8X7
Hours
Monday–Friday
9am–6pm
Phone
(416) 423-6666
Email
emila.insurance@gmail.com
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